नई कर व्यवस्था के चयन से लेकर दवा की ऊंची कीमतों तक, धन संबंधी 7 बदलाव 1 अप्रैल से लागू हो रहे हैं

व्यक्तिगत वित्त के नजरिए से 1 अप्रैल एक महत्वपूर्ण तारीख है। नए महीने की शुरुआत के साथ कई बदलाव किए गए हैं। इसके अलावा, अप्रैल नए वित्तीय वर्ष (FY24-25) की शुरुआत का भी प्रतीक है। इसका असर आपके बटुए पर भी पड़ने की संभावना है.

यहां धन से संबंधित 7 बदलावों पर एक नजर है जो अप्रैल से प्रभावी होंगे:

2.  **New tax regime to become default option:** The New Tax Regime will be the default tax regime from April 1 (FY25). This means that taxes will be automatically assessed and applied according to this new system if individuals do not explicitly choose to abide by the old tax structure.
  
4.  **LPG cylinder prices reduced:** Indian Oil marketing companies (OMCs) have slashed the prices of 19 kg commercial cylinders by Rs 30.5. The prices of 5 kg Free Trade LPG (FTL) cylinders have also been slashed by Rs 7.50. The prices for these cylinders were hiked in March.
  
6.  **Medicine prices to go up:** <span style="background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);"> Essential medicines, which meet the priority healthcare needs of a majority of the population, will be marginally costlier from April 1. Around 800 medicines, included in the National List of Essential Medicines (NLEM), may become costlier as companies have been allowed to impose a 0.0055 per cent hike.</span>
  
8.  **E-insurance mandatory for all policyholders:** <span style="background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);"> The Insurance Regulatory and Development Authority of India (IRDAI) had recently announced that all insurance policies must be digitised and issued electronically from April 1. This mandate will apply to all insurance categories, including life, health, and general insurance.</span>
  
10.  **FASTag KYC deadline:** <span style="background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);"> The deadline for FASTag know-your-customer (KYC) was March 31. People who have not updated their vehicle’s KYC information are likely to encounter disruptions in FASTag services. Their respective banks will deactivate FASTags for non-compliant users. That could result in double toll tax payments at toll plazas.</span>
  
12.  **KYC deadline for stock market and mutual fund investors:** <span style="background-color: var(--global--color-background); color: var(--global--color-primary); font-family: var(--global--font-secondary); font-size: var(--global--font-size-base);"> Stock market and mutual fund investors who failed to revalidate their KYC records by March 31 will not be able to carry out transactions, including investments and withdrawals. However, re-validation of KYC for existing folios and investments was not mandatory.</span>
  
14.  **Insurance surrender charges:** Insurance Regulatory and Development Authority of India (IRDAI) has finalised the surrender charges in non-linked or linked life insurance products. From April 1, upon surrendering their insurance policy, customers will get 30-90 per cent of total premiums paid depending on when they surrender the policy.